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API Development & Integration

Interfaces between finance, operational and third-party systems built for production — versioned, documented, authenticated and monitored, and handed over so your team can own them.

When an API is the right answer

Use an API when the consumer needs current state at the moment it asks, or when an event must trigger an immediate action. A credit check at order entry, a pricing lookup at quote, a fulfilment status pushed to a customer — these need the answer now, and a nightly file cannot provide it.

Use batch when the consumer works on periods rather than moments. That covers most reporting and analytics, and it is where real-time integration most often gets built unnecessarily. A dashboard read once each morning does not benefit from a streaming interface; it just acquires more ways to fail.

What production-grade means

  • Versioning — consumers do not break when the interface changes
  • Authentication and authorisation proportionate to the sensitivity of the data
  • Rate limiting and backpressure, so one misbehaving caller cannot degrade the source system
  • Structured errors a caller can handle programmatically rather than parse from prose
  • Monitoring and alerting on latency, error rate and throughput
  • An OpenAPI specification and runnable tests, so behaviour is documented and verifiable

An interface without versioning, monitoring and structured errors works — right up until the moment it matters.

Avoiding the distributed monolith

The failure pattern is architectural rather than technical: point-to-point interfaces built between every pair of systems, until a change in one breaks four consumers and nobody can reason about the whole. Three habits prevent it:

  1. Route through a small number of well-defined interfaces rather than letting every system integrate directly with every other.
  2. Prefer asynchronous events wherever the caller does not need an immediate answer — it removes the temporal coupling that makes outages cascade.
  3. Version rigorously, so a producer can change without a coordinated simultaneous release across every consumer.

Build or buy

Integration platforms are the better answer for standard system-to-system movement with common connectors — cheaper to run, easier to staff. Bespoke APIs earn their place where the logic is specific to your business, where an external party consumes your data as a product, or where the platform cannot express the transformation required. Most organisations run both; the discipline is being explicit about which category each interface belongs to.

Who this is for

  • Organisations whose systems are connected by fragile scheduled exports and manual file drops
  • Businesses exposing data to customers or partners as part of the product
  • Finance teams needing operational data at decision time rather than at month end
  • Teams that have accumulated point-to-point integrations and can no longer change anything safely

API and integration FAQs

API or batch?

API when the consumer needs current state or an event must trigger immediate action; batch when the consumer works on periods, which covers most reporting.

What makes an API production-grade?

Versioning, authentication, rate limiting, structured errors and monitoring — beyond simply working endpoints.

How do you avoid a distributed monolith?

Route through few well-defined interfaces, prefer asynchronous events where possible, and version rigorously.

Build or use an integration platform?

Platforms for standard movement with common connectors; bespoke where the logic is business-specific or the data is a product.

Who maintains it afterwards?

Your team — delivered with source, OpenAPI spec, tests, deployment docs and monitoring configured.

Where this fits

APIs complement rather than replace the analytical stack. For period-based reporting, data integration & ETL into a warehouse is the right route; for bespoke tools consuming those interfaces, see custom analytics applications.